Last Updated:2025

1. Acceptance of Terms
By using fybadvisory.com, you agree to these ToS and our Privacy Policy.

2. Services
– FYB Advisory provides financial/business consulting; not a substitute for personalized legal/tax advice.
– Service terms (fees, scope) are outlined in separate client agreements.

3. User Responsibilities
– Provide accurate information.
– Do not misuse the Site (e.g., hacking, spamming).

4. Intellectual Property
All content (logos, text, graphics) is owned by FYB Advisory; unauthorized use is prohibited.

5. Limitation of Liability
FYB Advisory is not liable for:
– Indirect damages (e.g., lost profits) from Site use.
– Third-party actions (e.g., links to external sites).

6. Termination
We may suspend access for violations of these ToS.